Budget New Year

The new year doesn't start for another week, but I'm already thinking about what I can do to meet my financial goals for next year. Well my goal is always the same, get enough money in the bank so I don't have to work anymore. Nice goal, but it isn't going to happen in one year. I'm better off going with the "don't spend more than you make each month" goal. I hope they keep CD rates at or above the 5 percent mark next year. I never used to be concerned with such things. Accumulating wealth can turn into an obsession just like anything else I guess. But if you tried to seek help for a problem like that, the doctor's bill would surely make your money go away.