Monday, December 21, 2009

Sunset on 2009

As the sun sets on 2009, it's time to look back on the year to see what we have accomplished and to set goals for the new year. The web design business has been extremely slow this past year with only two new clients. This has allowed me to develop a few ideas of my own. I had time to create a database for the Midwest Machine Shop Network and also started Poetlady's Craft Store. A lot was learned about php and database design in the process.

First pass editing is complete up to chapter 28 on my girlfriend's second novel "Curse of the Lost Tribe". Unfortunately, the remaining chapters are not written yet. A lack of motivation has been causing a delay in that project. I'm sure it would be different if huge royalty checks were coming in and we didn't have to work at our regular jobs. I estimate there are at least 20 more chapters before the second book will be complete and it will most likely take the better part of 2010 to get it done at the current pace. You can visit Amazon.com if you want to buy our first book.

My own writing project also ran into the same trouble with motivation this past year. I had hoped to make more progress on "The Early Years of Online Gaming", but a manuscript template and a few chapters was as far as I got with it. My fear is that the hardcore gaming community would rip apart anything that didn't capture their hobby in a positive light. We will see if I can get past that in 2010 and write something for gamers that isn't totally lame.

Despite the poor economy and 4 weeks of layoff in 2009, my income looks about the same as it did in 2008. I was only able to achieve this because I put most of my money in longer term CD's when interest rates were around five percent. Now, interest rates are at 1.8 % and show no sign of going higher anytime soon. This is forcing me and many others to change their investment strategy. The next step up from CD's is to Bonds. There is a higher risk with Bonds, but my plan is to utilize Bond Funds to minimize the risk. Harder times is sometimes what it takes to push you to the next level. Happy New Year!

No comments: